The Investor Education and Protection Fund Authority (IEPFA) has kicked off a vital campaign – “Saksham Niveshak”. Running from 28th July to 6th November 2025, this 100-day initiative aims to bring back rightful dividends to investors and boost financial awareness across India.
Why Saksham Niveshak Matters
Every year, crores of rupees in unclaimed dividends lie idle with companies. Many investors, unaware of KYC updates or nomination issues, lose access to their rightful money.
IEPFA’s Saksham Niveshak campaign is designed to change that. By guiding shareholders to update their KYC and claim what’s theirs, this national drive is helping people reconnect with their investments.
Key Goals of the Campaign
The campaign isn’t just about financial paperwork—it’s about trust and empowerment. Here’s what it aims to do:
- Resolve unclaimed dividend cases stuck with companies.
- Support KYC and nomination updates so investors can stay connected to their dividends.
- Ensure direct payouts from companies to the correct investor accounts.
Why Acting Early Is Important
If investors do not update their records in time, their dividends and underlying shares may be transferred to IEPFA under existing legal provisions. Once transferred, reclaiming those assets becomes a lengthier process.
That’s why Saksham Niveshak urges shareholders to act promptly. A simple KYC update today can save time and prevent financial loss tomorrow.
Role of Companies in Investor Outreach
This initiative isn’t one-sided. Companies are also encouraged to take action. They are being asked to:
- Identify and contact shareholders with pending dividends.
- Assist in the KYC update process.
- Ensure real-time dividend payments after record updates.
This collaborative approach helps ensure investors don’t get left behind in the system.
IEPFA’s Broader Mission
IEPFA operates under the Ministry of Corporate Affairs and has long championed financial literacy and investor protection. Initiatives like Niveshak Didi, Niveshak Panchayat, and Niveshak Shivir continue to build trust and financial knowledge at the grassroots level.
These programs educate rural and semi-urban investors, especially women, on how to make sound financial choices. Saksham Niveshak is a national extension of this mission—making every investor aware and financially secure.
How to Claim Unclaimed Dividends
The IEPFA has made the process simple and accessible:
- Visit the IEPFA official website.
- Search for your name using the Investor Services portal.
- Follow the steps to file your dividend claim.
- Ensure your KYC and nominee details are up to date.
Investors can also approach the investor cell of the company directly or contact IEPFA for guided assistance.
Financial Literacy: The First Step to Empowerment
Too many investors miss out on their earnings due to lack of information. IEPFA is changing that.
By launching high-impact, time-bound drives like Saksham Niveshak, the government is bringing attention to investor rights and responsibilities. This helps build a financially stronger and more aware India.
What You Should Do Now
If you’ve ever owned shares or received dividends, it’s time to act:
- Check if you have any unclaimed dividends.
- Update your KYC and nomination records.
- Spread the word to friends and family who might be eligible.
Informed investors are empowered investors. The Saksham Niveshak campaign is your opportunity to reclaim what’s rightfully yours.
Conclusion
IEPFA’s Saksham Niveshak is more than just a campaign—it’s a movement towards fairness and financial inclusion. It reminds us that every rupee matters, and every investor deserves their share.
So don’t wait. Visit the IEPFA portal today and become a Saksham Niveshak—a capable and informed investor.
