Credit and Insurance Support to Improve Liquidity
The new Credit Guarantee Scheme for Exporters (CGSE) will provide 100% credit guarantee coverage through the National Credit Guarantee Trustee Company (NCGTC) to Member Lending Institutions for additional credit lines up to ₹20,000 crore. Complementing this, the Export Credit Guarantee Corporation of India (ECGC) has rolled out collateral-free cover under WT-ECIB for working capital up to ₹10 crore, and raised enhanced covers (up to 90%) for eligible export loans measures aimed at lowering the cost of credit for MSME exporters.
ECGC has also simplified claim settlement procedures and introduced targeted incentives such as premium refunds for first-time micro and small exporters under the Capacity Building of First-Time MSE Exporters (CBFTE) scheme.
Export Promotion Mission: One Framework, Multiple Tools
The Export Promotion Mission, announced in the Union Budget 2025-26, marks a strategic shift from fragmented programmes to a single, outcome-oriented framework. With a total outlay of ₹25,060 crore for FY 2025-26 to FY 2030-31, the EPM will prioritise MSMEs, first-time exporters and labour-intensive segments, and provide digitally driven support for market access, capacity building and trade facilitation.
Under the International Cooperation Scheme, the Ministry of MSME will continue to reimburse eligible costs for participation in overseas exhibitions and buyer-seller meets, while offering first-time exporters refunds for registration, testing and export insurance costs to lower entry barriers.
Digital Trade Infrastructure: Bharat Trade Net
Bharat Trade Net (BTN), developed by DGFT, aims to digitise and globally recognise 30 key trade documents, integrate trade finance access and reduce compliance burdens for exporters. BTN is intended to be interoperable with other platforms such as ULIP and RBI’s ULI, supporting paperless exchange and quicker clearances critical steps to cut transaction costs and improve export turnarounds for MSMEs.
Grassroots and Infrastructure Measures
To widen market reach, the government will scale initiatives like Districts as Export Hubs (DEH) and E-Commerce Export Hubs (ECEHs) to help startups, artisans and MSMEs export with lower cost and simplified procedures. Major logistics and infrastructure programmes the National Logistics Policy, PM Gati Shakti and the National Industrial Corridor Development Programme will further reduce multimodal bottlenecks and make land allotment and investor facilitation MSME-friendly.
Sectoral support continues via agencies such as MPEDA for seafood value-addition, the Spices Board’s SPICED scheme for spices exports, Coir Vikas Yojana for coir entrepreneurs, NHDP for handlooms, and SFURTI for traditional industry clusters all aimed at improving quality, certification and marketability of value-added exports.
Market Diversification and Outreach
To diversify destinations and lower dependency on limited markets, the government is strengthening ties with Africa, Latin America and other emerging regions via trade conclaves and institutional mechanisms. ECGC has upgraded country risk ratings for 24 emerging markets to reduce insurance costs and incentivise exports to new geographies.
Officials say the combined approach finance, digital tools, infrastructure and market development will enhance resilience and help MSMEs convert global disruptions into opportunities for market diversification and value-addition.
