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Q3 Performance: DFS Secretary Reviews NARCL Recovery

RR Team, January 28, 2026January 29, 2026
Shri M. Nagaraju, Secretary of the Department of Financial Services (DFS), Ministry of Finance, chaired a quarterly review meeting with the National Asset Reconstruction Company Limited (NARCL), joined by representatives of all public sector banks. The meeting assessed NARCL’s performance for Q3 and strategic objectives for the upcoming quarter.

During the review, officials highlighted that NARCL’s acquisition of accounts has increased from 29 to 30, raising the total aggregate debt exposure to approximately Rs 1.63 lakh crore. The pipeline of accounts indicates that the company is on track to approach its target of Rs 2 lakh crore in acquisitions.On the resolution front, NARCL recorded a net increase in recovery of around Rs 1,439 crore since the previous review in October 2025. Total recoveries now stand at Rs 5,496 crore, including Security Receipt (SR) redemptions of Rs 4,803 crore. Notably, 100% SRs were successfully redeemed in three accounts, with upside distributed to lenders.

Secretary DFS emphasised the importance of collaboration between lenders and NARCL to expedite the acquisition process. He highlighted the need to address issues arising from inter-creditor differences, including varying security structures, additional collateral, and valuation disputes, which can extend acquisition timelines.

He urged lenders to adhere to decisions taken in Joint Lenders Meetings (JLMs) and stressed that while progress has been made on the resolution front, further efforts are required to recover public funds and strengthen financial discipline in acquired accounts.

The meeting underscored NARCL’s growing role in addressing non-performing assets (NPAs) in India’s banking sector and enhancing recovery mechanisms to safeguard public finances.

News #AssetRecovery#BankingReforms#BankingSector#DebtAcquisition#DebtResolution#EconomicStability#FinancialDiscipline#FinancialResilience#FinancialServices#IndiaFinance#LendersCollaboration#NARCL#NPAManagement#PublicFunds#PublicSectorBanks#QuarterlyReview#RecoveryMechanism#SRRedemptionDFSReview

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